Answer Plan

Key Facts

ISSUE AGES

0 - 63½

PLAN AMOUNTS
  • $10,000; $15,000; $25,000; $50,000; $100,000; $250,000
  • Per covered person per injury

Optional Riders

  • Outpatient Benefit
  • Accidental Death and Dismemberment

Overview

The Answer Plan is an accident/injury plan whose design is to help with the cost of an Accident or an Injury. An Outpatient Rider can be added to the base plan to cover anything treated outside of the hospital.

Base Plan Benefits

• Inpatient benefits for room charges, intensive care unit, coronary care unit, and neonatal care unit, hospital charges for miscellaneous medical services and supplies (while hospital confined), surgery, surgeon and assistant surgeon fees, second surgical opinion, anesthesia administration, daily doctor visit (while hospital confined), pathology, radiology, and physiotherapy.
• Post confinement benefits for convalescent care facility/skilled nursing facility (must begin within 14 days following hospital confinement and limited to 14 days at half of the daily hospital rate) and home health care provided by a home health care agency up to 170 hours per injury.
• Supplemental death benefit automatically included if a covered person dies with 100 days of the injury up to a maximum of $50,000 minus benefits paid since the inception of the plan. Additional accidental death and dismemberment coverage available as a rider.
• No network restrictions for service providers
• No pre-existing conditions provision
• No inpatient deductible
• No coinsurance on inpatient confinement
• No medical underwriting; however, we will underwrite avocations, occupation and other issues that have a high potential for contributing to injuries
• No stop-loss amount
• No pre-certification requirement
• No need to use preferred providers to obtain benefits
• 24-hour coverage

TESTIMONIALS

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.

Marvin A. Johnson, Owner, JMJ Insurance and Associates

2017-02-20T22:06:22+00:00

Marvin A. Johnson, Owner, JMJ Insurance and Associates

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.
As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

2017-02-20T22:07:49+00:00

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.
The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

2017-04-12T14:30:07+00:00

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management of James, Paul & Marta are a quick phone call away from my questions & make you feel welcomed.

ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients.
Kyle Gilreath, The Gilreath Group

Auburn, AL





2017-04-25T20:33:05+00:00
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management of James, Paul & Marta are a quick phone call away from my questions & make you feel welcomed. ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients. Kyle Gilreath, The Gilreath Group Auburn, AL

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CONTACT US

Address

Moody Insurance Group, Inc.

2302 Post Office, Suite 601

Galveston, Texas 77550

Phone

800.252.4002

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