Lifetime Returns Select

Key Facts

ISSUE AGES
  • Single & 5 Pay
    • 45-85
  • 10 Pay
    • 45-80
MINIMUM FACE AMOUNT
  • $25,000
MAXIMUM FACE AMOUNT
  • Issue Ages 45-75
    • NAR is $250,000 Maximum
  • Issue Ages 76-85
    • NAR is $150,000 Maximum
  • NAR = Net Amount Risk
    • Face Amount Less Premium
INCLUDED RIDERS:
  • Accelerated Benefit Rider for Terminal Illness
  • Living Benefit Rider
  • Paid Up Life Insurance Rider
  • Return of Premium Rider
INTEREST OPTIONS
  • Monthly Average
  • Monthly Point to Point
  • Annual Point to Point
  • Fixed Interest Option

Overview

The Lifetime Returns Select is a single premium indexed Universal Life insurance product underwritten by National Western Life Insurance Company. This innovative product provides your client an opportunity to reposition their assets into a single premium product that will provide them a death benefit with no additional premium required to keep the policy in force. In addition, the client will enjoy a variety of value-added riders and benefits such as a 10% free withdrawal after the first year, Guaranteed Death Benefit till age 121, Living Benefits (Terminal Illness and Chronic Illness), and a complete return of premium with no surrender charges on the initial principal.

The NWL Lifetime Return Select has four interest rate strategies that link to the S&P 500 with generous participation and cap rates along with a competitive fixed rate option. This product is issued for ages 45-85 and uses rules based, Simplified Issue underwriting along with a telephone interview.

Product Details

CONSUMER MATERIALS

Brochure

 

AGENT MATERIALS

Agent Guide

State Approval

Sales Script

Presentation

Highlight Sheet

Want an illustration? Call Karen Cubero at 800-252-4002 ext. 129

 

TESTIMONIALS

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.

Marvin A. Johnson, Owner, JMJ Insurance and Associates

2017-02-20T22:06:22-06:00

Marvin A. Johnson, Owner, JMJ Insurance and Associates

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.
As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

2017-02-20T22:07:49-06:00

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.
The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

2017-04-12T14:30:07-06:00

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed.

ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients.
Kyle Gilreath, The Gilreath Group

Auburn, AL




2017-04-25T20:33:05-06:00
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed. ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients. Kyle Gilreath, The Gilreath Group Auburn, AL

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CONTACT US

Address

Moody Insurance Group, Inc.

2302 Post Office, Suite 601

Galveston, Texas 77550

Phone

800.252.4002

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