Signature Guaranteed Universal Life

Key Facts

ISSUE AGES
  • 18-80 non-nicotine
  • 18-75 nicotine
MINIMUM FACE AMOUNT
  • $25,000
PREMIUM BANDS
BAND 1:
  • $25,000 - $ 99,999
BAND 2:
  • $100,000 - $ 250,000
BAND 3:
  • $250,001 - $ 499,999
BAND 4:
  • $500,000 - $ 999,999
BAND 5:
  • $1,000,000 and over
GUARANTEED MINIMUM INTEREST RATE
  • 2.5%
LIFE INSURANCE TEST
  • Cash Value Accumulation Test (CVAT)

Overview

Provides guaranteed lifetime Death Benefit protection and three guaranteed periods that allow the insured to cash-out their policy.

GUARANTEED DEATH BENEFIT

Clients can determine the face amount and guarantee length between ages 95 to 121. The Death Benefit is guaranteed to the chosen age, assuming all premiums are paid as scheduled.

GUARANTEED CASH-OUT RIDER

During a 60 day period following the 15th, 20th, and 25th policy anniversaries, the rider allows for surrender of policy in exchange for a partial or full return of premiums paid. Added to the policy for no additional premium for issue ages 18-70.*

ADDITIONAL RIDERS
  • Accelerated Benefit Riders
  • Disability Waiver of Stipulated Premium Rider
  • Children’s Level Term Rider

There may be an additional cost for the riders above, see Benefits and Rider Guide on the right for complete rider information. All riders are not available in all states.

*Cash-Out Rider may not be available on all substandard rates policies and some may only qualify for the Cash-Out option in the 15th policy anniversary.

Product Details

CONSUMER MATERIALS

Brochure

Sales Idea Brochure

Cash-Out Rider: Case Study

Accelerated Benefit Rider Overview

AGENT MATERIALS

Presentation

Illustrations

Quotes

Frequently Asked Questions

Table Reduction Program

SGUL Mortgage Case Study

Riders and Benefits Guide

State Approvals

TESTIMONIALS

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.

Marvin A. Johnson, Owner, JMJ Insurance and Associates

2017-02-20T22:06:22-06:00

Marvin A. Johnson, Owner, JMJ Insurance and Associates

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.
As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

2017-02-20T22:07:49-06:00

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.
The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

2017-04-12T14:30:07-06:00

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed.

ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients.
Kyle Gilreath, The Gilreath Group

Auburn, AL




2017-04-25T20:33:05-06:00
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed. ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients. Kyle Gilreath, The Gilreath Group Auburn, AL

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CONTACT US

Address

Moody Insurance Group, Inc.

2302 Post Office, Suite 601

Galveston, Texas 77550

Phone

800.252.4002

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