Signature Whole Life

Key Facts

MINIMUM FACE AMOUNT
  • $10,000
RATE BANDS
Band 1: $10,000 to $99,999
Band 2: $100,000 to $250,000
Band 3: $250,001 to $999,999
Band 4: $1,000,000+
ISSUE AGES
0-80
UNDERWRITING CLASSES
Preferred Plus nicotine non-user*
Preferred nicotine non-user*
Preferred nicotine*
Standard Plus nicotine non-user*
Standard nicotine non-user
Standard nicotine user
*These classes are not available for face amounts of $250,000 or less for ages 0-65
All Bands
Substandard nicotine users and non-user table 1 - 16
Flat extras

Overview

Signature Whole life insurance is designed to provide permanent coverage. The coverage and the financial benefits provided will be there when it is needed, no matter when that may be. Signature Whole Life provides a stable premium, a guaranteed death benefit, and cash values. It also provides the potential to receive policy dividends.

If you are looking for a lower face value product, visit the Strategy Whole Life product page with American National of Texas.

GUARANTEED VALUES

  • Premiums – Signature WL premiums are fixed at the beginning of the policy and will not increase, regardless of health or age.
  • Cash Value – The guaranteed cash value will grow each year at a fixed rate and be able to borrow in the event of financial emergency or other need.
  • Death Benefit

DIVIDENDS: NON-GUARANTEED POTENTIAL

Dividends depend on the financial results of American National and may be paid to policy holders at the end of each policy year. Although dividends are not guaranteed, American National has a history of paying dividends to whole life policy holders. Dividend options:

  • Cash
  • Premium Reduction
  • Dividend Accumulation
  • Paid up Additions

PAID UP ADDITIONS RIDER

Allows the client to purchase paid-up participating whole life insurance. The paid up insurance can be paid as either a one-time purchase payment at the time of application or via scheduled payments for a specified duration of time.

ADDITIONAL RIDERS

  • Accelerated Benefit Riders
  • Children’s Term Rider
  • ANICO Signature Term Rider – ART, 10, 15, 20, 30 years
  • Disability Premium Waiver
  • Guaranteed Insurance Option Rider

There may be an additional cost for the riders above, see Benefits and Rider Guide on the right for complete rider information. All riders are not available in all states.

Product Details

CONSUMER MATERIALS

Brochure

AGENT MATERIALS

Presentation

Illustrations

Forms

Estate Planning Situations

Estate Planning - Case Study

Case Study for Grandparents: Purchasing Whole Life for Grandchildren

State Approvals

 

TESTIMONIALS

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.

Marvin A. Johnson, Owner, JMJ Insurance and Associates

2017-02-20T22:06:22-06:00

Marvin A. Johnson, Owner, JMJ Insurance and Associates

I have thoroughly enjoyed working with Moody Insurance Group. It is so refreshing to be able to always get a real person on the phone. Their attention to detail and desire for us agents to succeed is so genuine and appreciated. Their hospitality was wonderful doing my visit to headquarters for Income Engineering training.
As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

2017-02-20T22:07:49-06:00

Rodney Minks, Owner, Crown Benefits Group, Irving, Texas

As an individual who has worked in the financial markets for many years, I have chosen to work with The Moody Group for a number of reasons. First, the products are some of the best in the industry. Second, the support I receive from the Marketing and Management Team is unexcelled. And third, the Moody Group maintains a very high level of ethics and standards in its marketing and sales philosophy.
The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

2017-04-12T14:30:07-06:00

Mike Markiewicz, Markiewicz Financial Group

Houston, TX

The team at Moody Insurance Group is an asset to my business. I count on them for product knowledge, sales training, and marketing support. I enjoy the small team environment they foster.
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed.

ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients.
Kyle Gilreath, The Gilreath Group

Auburn, AL




2017-04-25T20:33:05-06:00
Why would I recommend doing Business with ANTEX? Being that Final Expense is the vast majority of my business, the Moody Group offers unique options such as 401K’s that other IMO’s don’t have to expand my company. The Corporate Management is a quick phone call away from my questions & make you feel welcomed. ANTEX is part of American National which makes the financial strength & stability part of what I sell my clients. Kyle Gilreath, The Gilreath Group Auburn, AL

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CONTACT US

Address

Moody Insurance Group, Inc.

2302 Post Office, Suite 601

Galveston, Texas 77550

Phone

800.252.4002

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